Guaranteed Saving Plan Insurance Service

Benefits of Guaranteed Saving STAR

Lumpsum or Regular Guaranteed¹ Returns

Pay-out as you like! With an option to receive guaranteed¹ returns as lumpsum at maturity or in a regular stream of 5 equal annual  instalments, this is the plan you need to chase your dreams. Such flexibility makes it easy for you to fulfil future goals such as buying your dream house, a luxury car, saving for your child’s higher education, etc.

Enhanced Cover Option to Protect Your Family

Higher cover for advanced security! This plan offers Enhanced Cover option, through which you can safeguard your loved ones’ futures with 20x the premium⁴ paid in case you’re not around to look after them.

Long Term Savings & Protection

Hit a century, tension-free! Guaranteed¹ savings and life cover for a policy term as high as 40 years. On entering the policy at age sixty, protect your loved ones till you hit a century and enjoy savings that lasts a lifetime.

Family Income Benefit

Benefits you can’t ignore! This optional benefit ensures that in case of an unfortunate death or diagnosis of covered Critical Illness, you and/or your family continues to receive the policy benefit, with all future premiums waived off. There are two options under this benefit - Family Income Benefit on Death & Family Income Benefit on Critical Illness and Death.

Tax Benefits³

Deductions, that everyone dislikes! The premiums you pay towards this plan are eligible for tax deductions up to ₹64,116* under section 80(C) and the returns you receive have tax benefits³ under section 10(10D). This makes investing in this plan a smart investment.